The home loan market is ever changing, as are your personal needs. Refinancing gives you the oppurtunity to reflect on your current financial position and seek out a more competitve, suitable product for you. 

We look at alternate lenders, products and interest rates to ensure your individual needs & objectives are met while also aiming to improve your overall financial position long term. Thats there our focus lies with our refinancing services - on the money you can save. 

Refinance is multi faceted; not only can we refinance to a cheaper interest rate, it can also allow us to access equity built up in the loan or to consolidate any further debts to manage repayments. If we re-invest the interest we can save you by refinancing, we can in many instances reduce the loan term by 5 - 7 years.

Our team know this stuff inside out and back to front. Let us take a look at your existing finance and we'll soon be able to tell you if you're paying too much and exactly how and where we can save you money. There's nothing we like more than helping our clients achieve better value. 

In a recent scenario: 

Our client contacted us to look at their current loan, they realised that the lending and property market was looking a lot more competitive and thought they would strike while the iron was hot. They have a newly constructed home that they had been in for approximately 2 years, so we started to look at their property value and the equity that they had built into the loan and saw what would best suit their needs. We consolidated 2 new personal loans into the new home loan, and were able to obtain an interest rate almost 3% cheaper than their current loan. 

Ultimately, we saved them upwards of $2000 in external repayments a month and used the equity to help them put a pool in what was already their dream home!